
The restructuring costs relate in part to the business combination of HVB Group with the UniCredit Group. The total amounted to €60 million in 2006, including payroll costs of €27 million and other administrative expenses of €28 million. The restructuring costs of €438 million reported for the previous year mainly concerned allocations to restructuring provisions earmarked primarily for severance packages, depreciation charges on non-current assets and fees.