Privacy Policy

This privacy statement applies to the http://www.hypovereinsbank.de/ website of Bayerische Hypo- und Vereinsbank AG. The pages on this site may include links to other providers within or outside the HVB Group to which this privacy statement does not apply.

Personal data is collected, processed and used by HypoVereinsbank in accordance with German data protection legislation. The information below clarifies the implications of this in the event that you do not expressly give us your permission to use your data further.

In what ways can you use our services?
You have three options when it comes to using the information and services provided via our website (e.g. subscribing to our newsletter, FutureGuide):

- You can use the site without registering.
- You can register with a user name you choose yourself and a password. You can register for this type of use via the Internet.
- You can register for Direct B@nking with your online number and PIN.

As a non-registered user or as a user with a user name you have chosen yourself, you can move around our website anonymously. Even if you enter your name and address in an online form we will not use these details to override your anonymity. When you register with your online number we are aware of your identity but only use this information to carry out your instructions.

Whichever type of use you choose, you always have access to all our services, providing this is possible from the nature of information and services offered. You need to register if you wish to set up a personal homepage. To use Direct B@nking it is necessary to log in using an online number.

How do we use your data?
Using our website generates various kinds of personal data which we use in the following ways.

When you register for a service and provide personal information in the process, we only use this data where necessary to perform the service. For example, if you subscribe to our newsletter we only use your details for that purpose.

When you use our site we maintain anonymous records which help us analyse and improve the design and navigation of our website. These records are not linked to you personally.

When you send a message or give us instructions via our website, after processing your message or instruction we may use your data to provide relevant information. For example, if you request a printed magazine about investments, we will send you this magazine and also take the opportunity to provide information on the same topic, unless you have not permitted us to process and use your data for marketing purposes.

Where does your data go?
Some technical and organisational tasks associated with our website are outsourced to selected service providers. These agents are contractually obliged to process data received solely in line with our instructions. Beyond that we do not share your data with other companies.